At Last, a Little Justice

Our home owner's insurance company finally came through regarding our roof. After I called to appeal their initial decision that their was no damage to the house, they sent the adjuster back out to our home. Thank goodness I was there this time. I showed him where it was leaking into our bedroom, and then he spent the next 20 minutes on our roof looking for what might be causing the leak. He finally found a small hole (a little smaller than a dime) in our roof.

He first thought it was a bullet hole. After telling him that no one was shooting at our house, he told me he finds bullet holes in people's roofs all the time, especially after July 4th or New Year's Day. He told me that some people just get trigger happy during these times and fire their guns into the air. They just don't realize that what goes up must come down somewhere, even if it is almost two-three miles away.

He then determined the hole was caused by a tree limb that fell from the oak tree that over hangs our home. He estimated the damage for a limb removal, (even though we had removed all limbs several weeks earlier), a roof patch repair and for some repair work for the inside of the home.

We should be getting an insurance check soon to fix the damage. He also told me that our roof, as a whole, can not be replaced yet; however, it is old enough to show any kind of severe wind or hail damage. He suggested the next hail storm that blows through to file another claim and if he is still working this area, he would "find" the hail damage and get our roof replaced. How nice!